What is a diminished value claim?
Did Your Car Lose Value After an Accident?
If you’ve been in a car accident in Oregon or Washington and the other driver was at fault, the insurance company might have paid to repair your vehicle—but that doesn’t mean you were fully compensated. Even after repairs, your car is now worth less on the market simply because it has an accident history.
This loss in value is called “diminished value”
What Is Diminished Value?
Even after professional repairs, your car is worth less than it was before the accident. That’s because buyers—and insurers—see it as a damaged vehicle. A diminished value claim helps you recover that loss.
You may be eligible if:
Your vehicle was in a no-fault accident
It was repaired and now shows on Carfax
The insurer didn’t offer additional compensation for lost value
Do I Qualify For Diminished Value?
Here are common signs that your vehicle may be worth more than the insurer is offering—don’t settle without checking.
You Were Not at Fault
Your Vehicle Was Repaired After the Accident
Your Vehicle Had a Clean Title Prior To The Accident
You Are Still Within The Legal Timeframe To File
If you are still unsure, fill out the form below and we can provide you with a free assessment outlining your options.
Meet Your Appraiser
Nico Nix is an independent auto appraiser with deep roots in the car community and a lifelong passion for vehicles.
Nico grew up surrounded by the appraisal business—his father owns Leverage Auto Appraisals in Oregon, and his brother runs Diminished Value of Oregon. For the Nix family, helping drivers fight for fair value isn’t just a business—it’s a family tradition.
From weekends spent in the garage to classic car shows and local meetups, Nico’s journey has always revolved around cars. Today, he brings that same enthusiasm and deep industry knowledge to every diminished value and total loss appraisal he delivers.
When you work with Nico, you’re not getting a generic report—you’re getting insight from someone who lives and breathes cars, and who fights to make sure your vehicle’s true worth is recognized.
Why Choose Us
We combine expert appraisals, fast turnaround, and personal service to help you recover the full value your vehicle lost—quickly and professionally.
We serve drivers in all 50 states
100% independent third-party appraisals
Reports accepted by most major insurers
Fast support and no upselling
Proven success with thousands in recovered value
Recent Case Studies
See how drivers recovered thousands more with our professional diminished value appraisals. Real stories. Real results. Proven impact on low insurance offers.
2020 Toyota Highlander
Insurer Offer: $800
Final Settlement: $3,950
+393% over the original offer
2019 Subaru Outback
Insurer Offer: $1,200
Final Settlement: $4,100
+242% over the original offer
2021 Honda Accord
Insurer Offer: $900
Final Settlement: $3,600
+300% over the original offer
Why Our Auto Appraisals Are More Accurate
Our Auto appraisals are not computer generated. Our appraisals are created by a professional appraiser that incudes the followinf:
A professional diminished value appraisal
Market data to support your claim
Support for submitting your claim
Demand letter guidance to ensure it is created and submitted accurately
Transparent flat fee pricing
Check our Google Reviews!
Tania Little
2025-07-09
Trustindex verifies that the original source of the review is Google.I had no idea how to make a claim for diminished value against the at-fault driver's insurance company, and the whole process felt confusing. One appraiser even told me I wouldn't get anything because the damage was minimal and my car (a 2018 with 71k miles) was “too old.” Online sources made it sound like insurance companies use formulas to lowball you, so I was ready to give up.
Then I found Nico Nix, founder of Total Loss Northwest, and everything changed.
Nico was honest, professional, and incredibly knowledgeable. He offered a flat fee and explained how he could potentially get me much more than I was being led to believe. I took a chance—and I'm so glad I did.
He did NOT disappoint.
The report Nico prepared was customized specifically for my car and situation. It included his full list of qualifications, and he walked me through exactly what to do step by step. I felt supported and informed the entire time.
While I still hate that my car now has an accident on its Carfax, getting money back for the diminished value made a huge difference. I feel like someone finally fought for me.
Total Loss Northwest is the BEST!
Talk to Nico!!!
Read moreThen I found Nico Nix, founder of Total Loss Northwest, and everything changed.
Nico was honest, professional, and incredibly knowledgeable. He offered a flat fee and explained how he could potentially get me much more than I was being led to believe. I took a chance—and I'm so glad I did.
He did NOT disappoint.
The report Nico prepared was customized specifically for my car and situation. It included his full list of qualifications, and he walked me through exactly what to do step by step. I felt supported and informed the entire time.
While I still hate that my car now has an accident on its Carfax, getting money back for the diminished value made a huge difference. I feel like someone finally fought for me.
Total Loss Northwest is the BEST!
Talk to Nico!!!
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Frequently Asked Questions
Answers to common questions about our appraisal process, pricing, and results—straightforward and easy to understand.
Helping drivers across the U.S. get fair value after an accident—one claim at a time.